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Compound Interest Calculator

Project investment growth with a starting balance, monthly contributions, annual return and time horizon.

Added at the end of each month.
Converted to its equivalent monthly rate for the calculation.
From 1 month up to 80 years; the term is rounded to whole months.

Projected balance

Calculation period: 120 months

$125,869.35
Total contributed

$70,000.00

Compound interest

$55,869.35

Balance over time

Projected balanceContributed
How the estimate works

Bₘ = Bₘ₋₁ × (1 + i) + Aₘ

B is the balance, i is the monthly rate (converted from an annual rate when selected), and Aₘ is the contribution added at the end of each selected contribution period.

This is a mathematical simulation. It does not include taxes, fees or inflation, and does not guarantee returns.

Compound Interest Calculator · EssFX